Investigaci\u00f3n publicada en: Ciencia Latina Revista Cient\u00edfica Multidisciplinar, Ciudad de M\u00e9xico, M\u00e9xico. ISSN 2707-2207 \/ ISSN 2707-2215 (en l\u00ednea), mayo-junio, 2021, Volumen 5, N\u00famero 3. https:\/\/doi.org\/10.37811\/cl_rcm.v5i3.563 p. 3790<\/p>\n
Disponible en: https:\/\/www.ciencialatina.org\/index.php\/cienciala\/article\/view\/563<\/p>\n","protected":false},"excerpt":{"rendered":"
ABSTRACT
\nThe financial and social performance of microfinance in Piura is analyzed in response tothe market failure: information asymmetries. Based on contributions from modern microeconomics, it is inferred that these extend to inclusive finance via adverse selection, moral hazard and herd behavior (Stiglitz, 2002), showing weak social and contractual relationships despite the good performance of MFIs. Quantitative methodologies based on factorial analysis and binary responses were applied; and using data from ENAHO (2019) and SBS (2019), it is found that, in the presence of asymmetries, the good financial performance of MFIs is not enough, since we are facing a social process that requires public policies to regulate its operation.<\/p>\n","protected":false},"author":2,"featured_media":1162,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","ept_blog_blog":[43],"class_list":["post-1163","ept_blog","type-ept_blog","status-publish","has-post-thumbnail","hentry","ept_blog_blog-cientifico"],"acf":{"blog_autor":"{\"tokenPassword\":null,\"tokenCreated\":null,\"tokenExpiration\":null,\"luces\":null,\"_id\":\"63bdbd51b70bf106a2e8cf04\",\"contact\":{\"_id\":\"6428e86429362de8fa8e4e6b\",\"mobile\":\"\",\"countryCode\":\"\",\"fullMobile\":\"+51 957427127\",\"socialMedia\":{\"FB\":\"https:\/\/www.facebook.com\/pablo.rijalba.10\/\",\"TW\":\"https:\/\/twitter.com\/PabloRijalbaPal\",\"LN\":\"https:\/\/www.linkedin.com\/in\/prijalbapunp-comunidad-de-aprendizaje\/\",\"IG\":null}},\"name\":\"Pablo\",\"lastName\":\"Rijalba Palacios\",\"email\":\"prijalbap@unp.edu.pe\",\"password\":\"$2b$11$gZ.p0or3XO0nZmB0H4DdC.ITVRw3Mqjgf1YrSny9x6.eBYukmAdgi\",\"rememberMe\":false,\"country\":\"PER\",\"image\":{\"original\":\"https:\/\/firebasestorage.googleapis.com\/v0\/b\/standarrector.appspot.com\/o\/profile%2Fpictures%2FFOTO-7.jpg?alt=media&token=1e16c1bd-8d79-4e23-a50c-024ce21dd8b1\",\"thumbnail\":\"https:\/\/firebasestorage.googleapis.com\/v0\/b\/standarrector.appspot.com\/o\/profile%2Fpictures%2FFOTO-7.jpg?alt=media&token=1e16c1bd-8d79-4e23-a50c-024ce21dd8b1\"},\"isEmailVerified\":false,\"isPhoneVerified\":false,\"isDeleted\":false,\"isSuspended\":false,\"reasonSuspended\":\"\",\"role\":[\"SIGNATORY\"],\"apiKey\":\"\",\"isPartner\":false,\"slogan\":{\"content\":\"El conocimiento que no se comparte, y no es de acceso libre....tiene la misma importancia que el conocimiento que a\u00fan no existe\",\"isRequired\":false},\"academic\":{\"institute\":\"Universidad Nacional de Piura\",\"instituteType\":\"IES_PUBLIC\",\"designation\":\"Economista\",\"jobPosition\":\"Profesor Universitario\",\"curriculum\":\"\",\"biography\":\"Economista, Ms. Sc. Econom\u00eda y estudios de Doctorado en Econom\u00eda y Administraci\u00f3n. Especialista en Gesti\u00f3n P\u00fablica, Proyectos y Finanzas. Docente Universitario y Director de la Unidad de Responsabilidad Social Universitaria de la Facultad de Econom\u00eda (UNP)\",\"languages\":[\"spa\"]},\"membership\":{\"_id\":\"632f3001f6487efcb0fb59f0\",\"name\":\"Gold\",\"keyName\":\"GOLD\",\"code\":0,\"color\":\"#AD9434\"},\"requireMentoring\":false,\"requireLeadership\":false,\"requireToolbox\":false,\"requireBlog\":false,\"requireOthers\":false,\"origin\":\"WEB\",\"articles\":[\"63becdd273266844d87b7136\"],\"services\":null,\"settings\":{\"isFirstTime\":true},\"contributions\":[],\"gender\":\"MALE\",\"updatedAt\":\"2023-12-19T03:14:09.018Z\",\"createdAt\":\"2026-06-18T18:26:34.741Z\",\"library\":[]}","blog_colaboradores":"[]","blog_link_externo":"https:\/\/www.ciencialatina.org\/index.php\/cienciala\/article\/view\/563\/732","blog_keywords":"Asimetr\u00eda; finanzas inclusivas; desempe\u00f1o financiero y social.","blog_fonte":"","blog_publisher":"","blog_publisher_year":"2020","blog_id_externo":"63becdd273266844d87b7136","blog_imagem_capa_url":"https:\/\/firebasestorage.googleapis.com\/v0\/b\/standarrector.appspot.com\/o\/articles%2FArt%C3%ADculo%20Cient%C3%ADfico%201%20-%20PRIJALBAP.jpg?alt=media&token=af5269e2-47f1-46ae-95d2-a287f2f6c740","blog_imagem_capa_media_id":1162},"_links":{"self":[{"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/ept_blog\/1163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/ept_blog"}],"about":[{"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/types\/ept_blog"}],"author":[{"embeddable":true,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/comments?post=1163"}],"version-history":[{"count":1,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/ept_blog\/1163\/revisions"}],"predecessor-version":[{"id":1222,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/ept_blog\/1163\/revisions\/1222"}],"acf:attachment":[{"embeddable":true,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/media\/1162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/media\/1162"}],"wp:attachment":[{"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/media?parent=1163"}],"wp:term":[{"taxonomy":"ept_blog_blog","embeddable":true,"href":"https:\/\/rectoralboard.org\/desenvolvimento\/wp-json\/wp\/v2\/ept_blog_blog?post=1163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}